27 UNION AVENUE

Maplewood, Essex County · Block 38.5, Lot 93

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.8%

Estimated tax up $533 ($14,014 → $14,548) using 2024→2025 rates (2.313 → 2.401) × assessed net.

Assessment net change: 0.0% ($605,900 → $605,900).

Assessment

Land$272,500
Improvements$333,400
Net (taxable assessed, 2026)$605,900
Town avg ratio used96.50% (Average ratio (Director’s / Chapter 123))
Implied equalized value$627,876
2025 tax (MOD-IV billed)$14,547.66
Est. 2025 tax @ general rate$14,548
Mailing address (2026)27 UNION AVENUE, MAPLEWOOD; NJ, 07040

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $605,900
2025 $605,900 $14,547.66
2024 $584,900 $14,014.48
2023 $300,100 $13,212.88

Mailing changed in 2024 to 27 UNION AVENUE, MAPLEWOOD; NJ, 07040.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $300,100 77.90% $385,237
2024 $584,900 100.00% $584,900 +94.9% +51.8%
2025 $605,900 100.00% $605,900 +3.6% +3.6%
2026 $605,900 96.50% $627,876 0.0% +3.6%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2025: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $300,100 3.616 $10,852 $13,212.88
2024 $584,900 2.313 $13,529 $14,014.48 +24.7%
2025 $605,900 2.401 $14,548 $14,547.66 +7.5%
2026 $605,900

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$8,216 56.5%
County
$2,109 14.5%
Municipal
$4,223 29.0%

Of the estimated change ($533): schools ≈ +50.0%, county ≈ +20.5%, municipal ≈ +29.5%.

Regional / consolidated school (1.356)$8,216
County (0.333)$2,018
County open space (0.015)$91
Municipal purpose (0.654)$3,963
Municipal open space (0.010)$61
Municipal library (0.033)$200

Property details

Class2
Building class16
Building2SF
Land description38X100
Dwellings1
Commercial units
Year built1922
Acreage0.0872
ZoningR1-4
Tax map page21
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$565,000 · 11/20/2023 · sale assessment $300,100 · SR1A 07
Deed book / page20230 / 72163

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.