465-73 VALLEY ST

Maplewood, Essex County · Block 16.1, Lot 25, Qual C0512

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.8%

Estimated tax up $326 ($8,558 → $8,884) using 2024→2025 rates (2.313 → 2.401) × assessed net.

Assessment net change: 0.0% ($370,000 → $370,000).

Assessment

Land$130,000
Improvements$240,000
Net (taxable assessed, 2026)$370,000
Town avg ratio used96.50% (Average ratio (Director’s / Chapter 123))
Implied equalized value$383,420
2025 tax (MOD-IV billed)$8,883.70
Est. 2025 tax @ general rate$8,884
Mailing address (2026)465-73 VALLEY ST #5L, MAPLEWOOD; NJ, 07040

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $370,000
2025 $370,000 $8,883.70
2024 $370,000 $8,558.10
2023 $264,400 $9,560.70

Mailing changed in 2024 to 465-73 VALLEY ST #5L, SOUTH ORANGE NJ, 07079.

Mailing changed in 2025 to 465-73 VALLEY ST #5L, MAPLEWOOD; NJ, 07040.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $264,400 77.90% $339,409
2024 $370,000 100.00% $370,000 +39.9% +9.0%
2025 $370,000 100.00% $370,000 0.0% 0.0%
2026 $370,000 96.50% $383,420 0.0% +3.6%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2025: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $264,400 3.616 $9,561 $9,560.70
2024 $370,000 2.313 $8,558 $8,558.10 -10.5%
2025 $370,000 2.401 $8,884 $8,883.70 +3.8%
2026 $370,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$5,017 56.5%
County
$1,288 14.5%
Municipal
$2,579 29.0%

Of the estimated change ($326): schools ≈ +50.0%, county ≈ +20.5%, municipal ≈ +29.5%.

Regional / consolidated school (1.356)$5,017
County (0.333)$1,232
County open space (0.015)$56
Municipal purpose (0.654)$2,420
Municipal open space (0.010)$37
Municipal library (0.033)$122

Property details

Class2
Building class35
Building
Land description
Dwellings1
Commercial units
Year built1963
Acreage
ZoningCNDO
Tax map page13
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$485,000 · 10/17/2023 · sale assessment $264,400 · SR1A 07
Deed book / page20230 / 75803

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.