4 MARYLAND ROAD

Maplewood, Essex County · Block 13.1, Lot 203

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.8%

Estimated tax up $1,039 ($27,314 → $28,353) using 2024→2025 rates (2.313 → 2.401) × assessed net.

Assessment net change: 0.0% ($1,180,900 → $1,180,900).

Assessment

Land$593,200
Improvements$587,700
Net (taxable assessed, 2026)$1,180,900
Town avg ratio used96.50% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,223,731
2025 tax (MOD-IV billed)$28,353.41
Est. 2025 tax @ general rate$28,353
Mailing address (2026)4 MARYLAND ROAD, MAPLEWOOD; NJ, 07040

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,180,900
2025 $1,180,900 $28,353.41
2024 $1,180,900 $27,314.22
2023 $736,900 $26,646.30

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $736,900 77.90% $945,956
2024 $1,180,900 100.00% $1,180,900 +60.3% +24.8%
2025 $1,180,900 100.00% $1,180,900 0.0% 0.0%
2026 $1,180,900 96.50% $1,223,731 0.0% +3.6%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2025: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $736,900 3.616 $26,646 $26,646.30
2024 $1,180,900 2.313 $27,314 $27,314.22 +2.5%
2025 $1,180,900 2.401 $28,353 $28,353.41 +3.8%
2026 $1,180,900

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$16,013 56.5%
County
$4,110 14.5%
Municipal
$8,231 29.0%

Of the estimated change ($1,039): schools ≈ +50.0%, county ≈ +20.5%, municipal ≈ +29.5%.

Regional / consolidated school (1.356)$16,013
County (0.333)$3,932
County open space (0.015)$177
Municipal purpose (0.654)$7,723
Municipal open space (0.010)$118
Municipal library (0.033)$390

Property details

Class2
Building class17
Building2SF2G
Land description65X118
Dwellings1
Commercial units
Year built1930
Acreage0.1761
ZoningR1-7
Tax map page8
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$797,000 · 9/15/2020 · sale assessment $736,900
Deed book / page20200 / 94112

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.