117 STEVENS ST

West, Cape May County · Block 72, Lot 2.6

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
-4.0%

Estimated tax down $395 ($9,910 → $9,515) using 2024→2025 rates (1.504 → 1.444) × assessed net.

Assessment net change: 0.0% ($658,900 → $658,900).

Assessment

Land$304,000
Improvements$354,900
Net (taxable assessed, 2026)$658,900
Town avg ratio used44.36% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,485,347
2025 tax (MOD-IV billed)$9,514.52
Est. 2025 tax @ general rate$9,515
Mailing address (2026)117 STEVENS ST, WEST CAPE MAY; NJ, 08204

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $658,900
2025 $658,900 $9,514.52
2024 $658,900 $9,909.86
2023 $658,900 $10,021.87

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $658,900 57.71% $1,141,743
2024 $658,900 49.76% $1,324,156 0.0% +16.0%
2025 $658,900 47.81% $1,378,164 0.0% +4.1%
2026 $658,900 44.36% $1,485,347 0.0% +7.8%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $658,900 1.521 $10,022 $10,021.87
2024 $658,900 1.504 $9,910 $9,909.86 -1.1%
2025 $658,900 1.444 $9,515 $9,514.52 -4.0%
2026 $658,900

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$3,828 40.2%
County
$2,846 29.9%
Municipal
$2,840 29.8%

Of the estimated change ($-395): schools ≈ +68.3%, county ≈ +31.7%, municipal ≈ 0.0%.

District school (0.257)$1,693
Regional / consolidated school (0.324)$2,135
County (0.354)$2,333
County library (0.057)$376
County open space (0.021)$138
Municipal purpose (0.431)$2,840

Property details

Class2
Building class19
Building
Land description9680 SF
Dwellings1
Commercial units
Year built1997
Acreage0.2222
ZoningR4
Tax map page8
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$48,000 · 8/31/1996 · sale assessment $34,000
Deed book / page02684 / 00065

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.