637 FOURTH AVE

West, Cape May County · Block 49, Lot 4

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
-3.0%

Estimated tax down $238 ($8,076 → $7,838) using 2024→2025 rates (1.504 → 1.444) × assessed net.

Assessment net change: +1.1% ($537,000 → $542,800).

Assessment

Land$202,600
Improvements$340,200
Net (taxable assessed, 2026)$542,800
Town avg ratio used44.36% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,223,625
2025 tax (MOD-IV billed)$7,838.04
Est. 2025 tax @ general rate$7,838
Mailing address (2026)1216 WYOMING DR, MOUNTAINSIDE; NJ, 07092

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $542,800
2025 $537,000 $7,838.04
2024 $537,000 $8,076.48
2023 $537,000 $8,167.77

Mailing changed in 2024 to 238 HUNT LANE, NORTH SALEM; NY, 10560.

Mailing changed in 2026 to 1216 WYOMING DR, MOUNTAINSIDE; NJ, 07092.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $537,000 57.71% $930,515
2024 $537,000 49.76% $1,079,180 0.0% +16.0%
2025 $537,000 47.81% $1,123,196 0.0% +4.1%
2026 $542,800 44.36% $1,223,625 +1.1% +8.9%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $537,000 1.521 $8,168 $8,167.77
2024 $537,000 1.504 $8,076 $8,076.48 -1.1%
2025 $537,000 1.444 $7,754 $7,838.04 -4.0%
2026 $542,800

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$3,154 40.2%
County
$2,345 29.9%
Municipal
$2,339 29.8%

Of the estimated change ($-238): schools ≈ +78.2%, county ≈ +32.3%, municipal ≈ -10.5%.

District school (0.257)$1,395
Regional / consolidated school (0.324)$1,759
County (0.354)$1,922
County library (0.057)$309
County open space (0.021)$114
Municipal purpose (0.431)$2,339

Property details

Class2
Building class19
Building
Land description75 X 256
Dwellings1
Commercial units
Year built2004
Acreage0.4408
ZoningR2
Tax map page4
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1,330,000 · 1/13/2025 · sale assessment $537,000
Deed book / page04206 / 00086

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.