713 FOSTER AVENUE

Lower, Cape May County · Block 747.3, Lot 6

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+33.0%

Estimated tax up $2,609 ($7,897 → $10,506) using 2024→2025 rates (1.961 → 2.018) × assessed net.

Assessment net change: +29.3% ($402,700 → $520,600).

Assessment

Land$242,600
Improvements$278,000
Net (taxable assessed, 2026)$520,600
Town avg ratio used47.17% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,103,668
2025 tax (MOD-IV billed)$10,859.73
Est. 2025 tax @ general rate$10,506
Mailing address (2026)2516 MAYS LANDING RD, MILLVILLE; NJ, 08332

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $520,600
2025 $402,700 $10,859.73
2024 $402,700 $8,166.76
2023 $402,700 $8,049.98

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $402,700 65.15% $618,112
2024 $402,700 57.81% $696,592 0.0% +12.7%
2025 $402,700 50.32% $800,278 0.0% +14.9%
2026 $520,600 47.17% $1,103,668 +29.3% +37.9%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $402,700 1.931 $7,776 $8,049.98
2024 $402,700 1.961 $7,897 $8,166.76 +1.6%
2025 $402,700 2.018 $8,126 $10,859.73 +2.9%
2026 $520,600

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$5,071 48.3%
County
$2,140 20.4%
Municipal
$3,295 31.4%

Of the estimated change ($2,609): schools ≈ +47.4%, county ≈ +21.7%, municipal ≈ +30.9%.

District school (0.550)$2,863
Regional / consolidated school (0.424)$2,207
County (0.337)$1,754
County library (0.054)$281
County open space (0.020)$104
Municipal purpose (0.633)$3,295

Property details

Class2
Building class16
Building2S-F-F-1AG
Land description70X100
Dwellings1
Commercial units
Year built1979
Acreage0.1607
Zoning
Tax map page1002
Additional lots
Census tract / block
Special tax codesF02
MOD-IV current-year tax
Last sale$500,000 · 3/31/2021 · sale assessment $402,700
Deed book / page03978 / 00967

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.