601 CASPIAN AVENUE

Lower, Cape May County · Block 663, Lot 5

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.9%

Estimated tax up $132 ($4,530 → $4,662) using 2024→2025 rates (1.961 → 2.018) × assessed net.

Assessment net change: 0.0% ($231,000 → $231,000).

Assessment

Land$117,300
Improvements$113,700
Net (taxable assessed, 2026)$231,000
Town avg ratio used47.17% (Average ratio (Director’s / Chapter 123))
Implied equalized value$489,718
2025 tax (MOD-IV billed)$4,818.66
Est. 2025 tax @ general rate$4,662
Mailing address (2026)601 CASPIAN AVE, NORTH CAPE MAY; NJ, 08204

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $231,000
2025 $231,000 $4,818.66
2024 $231,000 $4,684.68
2023 $231,000 $4,617.69

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $231,000 65.15% $354,566
2024 $231,000 57.81% $399,585 0.0% +12.7%
2025 $231,000 50.32% $459,062 0.0% +14.9%
2026 $231,000 47.17% $489,718 0.0% +6.7%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $231,000 1.931 $4,461 $4,617.69
2024 $231,000 1.961 $4,530 $4,684.68 +1.6%
2025 $231,000 2.018 $4,662 $4,818.66 +2.9%
2026 $231,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$2,250 48.3%
County
$949 20.4%
Municipal
$1,462 31.4%

Of the estimated change ($132): schools ≈ +38.6%, county ≈ +35.1%, municipal ≈ +26.3%.

District school (0.550)$1,271
Regional / consolidated school (0.424)$979
County (0.337)$778
County library (0.054)$125
County open space (0.020)$46
Municipal purpose (0.633)$1,462

Property details

Class2
Building class16
Building2SF1UG
Land description62X125
Dwellings1
Commercial units
Year built1953
Acreage0.1779
ZoningR-3
Tax map page6.04
Additional lots
Census tract / block
Special tax codesF02
MOD-IV current-year tax
Last sale$1 · 5/11/2001 · sale assessment $107,800 · SR1A 01
Deed book / page02911 / 00204

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.