32 SHETLAND DRIVE

Clementon, Camden County · Block 59, Lot 1.3

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+5.9%

Estimated tax up $143 ($2,436 → $2,579) using 2024→2025 rates (4.512 → 4.776) × assessed net.

Assessment net change: 0.0% ($54,000 → $54,000).

Assessment

Land$10,000
Improvements$44,000
Net (taxable assessed, 2026)$54,000
Town avg ratio used62.40% (Average ratio (Director’s / Chapter 123))
Implied equalized value$86,538
2025 tax (MOD-IV billed)$2,579.04
Est. 2025 tax @ general rate$2,579
Mailing address (2026)32 SHETLAND DRIVE, CLEMENTON; NJ, 080214220

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $54,000
2025 $54,000 $2,579.04
2024 $54,000 $2,436.48
2023 $54,000 $2,393.28

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $54,000 81.37% $66,364
2024 $54,000 75.60% $71,429 0.0% +7.6%
2025 $54,000 67.72% $79,740 0.0% +11.6%
2026 $54,000 62.40% $86,538 0.0% +8.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $54,000 4.432 $2,393 $2,393.28
2024 $54,000 4.512 $2,436 $2,436.48 +1.8%
2025 $54,000 4.776 $2,579 $2,579.04 +5.9%
2026 $54,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$1,035 40.1%
County
$489 19.0%
Municipal
$1,055 40.9%

Of the estimated change ($143): schools ≈ +49.6%, county ≈ +12.5%, municipal ≈ +37.9%.

District school (1.917)$1,035
County (0.824)$445
County library (0.052)$28
County open space (0.030)$16
Municipal purpose (1.933)$1,044
Municipal open space (0.020)$11

Property details

Class2
Building class35
BuildingUNIT C3
Land description
Dwellings1
Commercial units0
Year built1972
Acreage
Zoning
Tax map page06
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale
Deed book / page00000

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.