45 CALIFORNIA AVE

Clementon, Camden County · Block 37, Lot 7

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+5.9%

Estimated tax up $349 ($5,960 → $6,309) using 2024→2025 rates (4.512 → 4.776) × assessed net.

Assessment net change: 0.0% ($132,100 → $132,100).

Assessment

Land$36,300
Improvements$95,800
Net (taxable assessed, 2026)$132,100
Town avg ratio used62.40% (Average ratio (Director’s / Chapter 123))
Implied equalized value$211,699
2025 tax (MOD-IV billed)$6,309.10
Est. 2025 tax @ general rate$6,309
Mailing address (2026)45 CALIFORNIA AVE, CLEMENTON; N J, 080212428

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $132,100
2025 $132,100 $6,309.10
2024 $132,100 $5,960.35
2023 $132,100 $5,854.67

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $132,100 81.37% $162,345
2024 $132,100 75.60% $174,735 0.0% +7.6%
2025 $132,100 67.72% $195,068 0.0% +11.6%
2026 $132,100 62.40% $211,699 0.0% +8.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $132,100 4.432 $5,855 $5,854.67
2024 $132,100 4.512 $5,960 $5,960.35 +1.8%
2025 $132,100 4.776 $6,309 $6,309.10 +5.9%
2026 $132,100

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$2,532 40.1%
County
$1,197 19.0%
Municipal
$2,580 40.9%

Of the estimated change ($349): schools ≈ +49.6%, county ≈ +12.5%, municipal ≈ +37.9%.

District school (1.917)$2,532
County (0.824)$1,089
County library (0.052)$69
County open space (0.030)$40
Municipal purpose (1.933)$2,553
Municipal open space (0.020)$26

Property details

Class2
Building class16
Building1SF
Land description100X150
Dwellings1
Commercial units0
Year built1935
Acreage0.3444
Zoning
Tax map page04
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale
Deed book / page00000

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.