E LAKE DR

Audubon, Camden County · Block 148.7, Lot 12.1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+4.0%

Estimated tax up $138 ($3,415 → $3,553) using 2024→2025 rates (4.037 → 4.200) × assessed net.

Assessment net change: 0.0% ($84,600 → $84,600).

Assessment

Land$84,600
Improvements$0
Net (taxable assessed, 2026)$84,600
Town avg ratio used61.01% (Average ratio (Director’s / Chapter 123))
Implied equalized value$138,666
2025 tax (MOD-IV billed)$3,553.20
Est. 2025 tax @ general rate$3,553
Mailing address (2026)97 E. LAKE DR, AUDUBON; NJ, 081062018

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $84,600
2025 $84,600 $3,553.20
2024 $84,600 $3,415.30
2023 $84,600 $3,301.94

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $84,600 81.50% $103,804
2024 $84,600 72.86% $116,113 0.0% +11.9%
2025 $84,600 67.61% $125,129 0.0% +7.8%
2026 $84,600 61.01% $138,666 0.0% +10.8%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $84,600 3.903 $3,302 $3,301.94
2024 $84,600 4.037 $3,415 $3,415.30 +3.4%
2025 $84,600 4.200 $3,553 $3,553.20 +4.0%
2026 $84,600

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$1,917 54.0%
County
$711 20.0%
Municipal
$925 26.0%

Of the estimated change ($138): schools ≈ +72.4%, county ≈ -9.2%, municipal ≈ +36.8%.

District school (2.266)$1,917
County (0.811)$686
County open space (0.030)$25
Municipal purpose (1.044)$883
Municipal library (0.049)$41

Property details

Class1
Building class
Building
Land description60X100
Dwellings0
Commercial units0
Year built
Acreage0.1377
Zoning
Tax map page2602
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale
Deed book / page00000

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.